Upcoming

Future Banking Summit has become the largest event dedicated to financial technology in Romania, with the 2025 edition bringing together over 500 participants and more than 50 speakers from both Romania and other European markets.

In 2026, we move forward with a theme that speaks directly to the reality of every player in the industry: limits. Not the limits that block us, but those that force us to innovate, rethink processes, and turn challenges into real opportunities, while still complying with the regulations governing the industry.

At a time when regulations are tightening, technology is advancing faster than it can be adopted, and economic and geopolitical volatility is testing the resilience of the financial system, banking is becoming a continuous exercise in pushing beyond limits.

Themes of Future Banking Summit 2026:

Which limits in banking can be surpassed, and which are definitively imposed by regulation? Perspectives from authorities, lawyers, banks, and fintechs.

How extensively can AI agents be used in banks, and where does automation stop?

The position of fintechs in 2026: collaborators, competitors, or technology integrators? How open is the industry to new technologies, and what do banks expect from partnerships?

What do payments look like in 2026? Trends in instant payments, A2A, embedded finance, and digital identity.

How does the geopolitical context influence the European banking system. Investments in security and defense.

What limits do SMEs encounter when accessing financing, and how can technology and new risk models remove them?

Neobank vs. Banks: who is pushing the limits, and where?

SMEs and access to financing: constraints vs. solutions

Payment trends: instant, cross-border, open finance

Geopolitics and banking: resilience and security

Future Banking Summit is where industry leaders don’t come to confirm what they already know, but to challenge what they believe. LIMITLESS BANKING is about courage in an industry built on rules.

3 reasons to attend Future Banking Summit 2026:

We will talk about what truly matters in banking in 2026

Regulation, AI, payments, security, and access to finance, no hype, just relevance.

We will talk about the future, pragmatically

LIMITLESS BANKING means ideas you can actually apply.

Networking that matters

The right people, meaningful conversations, and real partnerships.

Future Banking Summit 202 5 ❤

Shape What’s Next: Your Future Banking Summit 2026 Experience
Get ready for three days filled with powerful insights and bold conversations. Explore the agenda to see what’s coming up and plan your time to make the most of learning opportunities, networking, and hands-on engagement with industry experts. More info TBA.

📢 Announce your presence: “Meet me at Future Banking Summit 2026”

Don't forget to show your partners that you will be at the Summit! Generate your personalized badge for social media and use the hashtag #FutureBankingSummit.

👉 GENERATE YOUR BADGE HERE

Previous editions of Future Banking Summit: 2025 / 2024 / 2023 / 2022 / 2021

This event is strictly In Person and will not be fully broadcasted online. If you want to join us, please go through the registration page and choose the ticket to the event. Thank you!

Program

alarm12:00 – 17:00

Welcome to Future Banking Summit!

We welcome Event Partners and Expo Partners at Qosmo Hotel Brasov. Setup event hall.

alarm19:00 – 23:00

fme Romania VIP Networking & Wine Tasting (by invitation only)

An invitation-only C-Level experience set in a fine-dining restaurant in the heart of Brașov. Hosted by fme Romania, the evening combines executive networking with a guided tasting of 6 premium wines, a select gourmet menu and delicious cocktails. If you are a participant representing a bank please request your exclusive invitation at [email protected].

Brought to you by:

alarm20:00 – 00:00

Meet & Greet @ Qosmo Hotel

This welcome session is the ideal setting to mingle with all the attendees already in Brașov ahead of the conference days. To make the evening even more special, DoAff is bringing a taste of Latvia to Brașov—you’ll have the chance to try Valmiermuiža, Latvia’s celebrated craft beer known for its unhurried brewing heritage and rich, authentic flavor.

Brought to you by:

alarm21:30 – 22:00

Trivia Night

We’re wrapping up Day 0 at Qosmo Hotel with an evening of fun and friendly competition! Team up with fellow attendees to test your knowledge in an interactive quiz hosted by the Future Banking team. Expect great prizes, plenty of laughs, and the perfect chance to build lasting connections in a relaxed setting!

Brought to you by:

alarm09:00 – 10:00

Registration at Qosmo Hotel

Welcome coffee and expo area visits.

alarm10:00 – 10:05

Opening Remarks

alarm10:05 – 10:25

VISA FIRESIDE CHAT - The First AI Payment on a Romanian Banking Stage

Alexandru MihalacheGTM Products Director, Romania, Croatia, Slovenia and Bulgaria @ Visa

Alexandru Mihalache joined Visa in 2021 where he leads the Product Go to market team for Romania, Bulgaria, Croatia and Slovenia, managing both Digital and Core card products. His focus is on delivering innovative new ways to pay, that resonate with contemporary consumer needs, setting new standards in convenience, security, and user experience. With 20 years experience in banking, digital, card payments and business development, Alex combines deep technical expertise with strategic business insight. Throughout his career, Alex has led both technical and business teams, being involved in developing and maintaining complex cards infrastructures as well as driving the innovation and development of digital payments. He has been instrumental in introducing innovative banking products and services, leveraging his profound understanding of the financial landscape to navigate complex regulatory environments and emerging market trends.

Silvia IonescuDeputy Director of E-commerce @ Banca Transilvania

Silvia Ionescu is Deputy Director of E-commerce at Banca Transilvania, with over 15 years of experience in e-commerce, digital payments and business development. Throughout her career, she has been closely involved in the evolution of Romania’s online payments ecosystem, from building and scaling e-commerce solutions to exploring the next generation of payment experiences. At Banca Transilvania, Silvia leads e-commerce initiatives at the intersection of banking, technology and customer experience, with a strong focus on innovation and the future of digital commerce. Most recently, she has been involved in pioneering initiatives around AI-powered and agentic payments, exploring how emerging technologies are reshaping the way people discover, shop and pay. She is passionate about turning technology into simple, relevant experiences for customers and merchants — and about what comes next in payments.

Luminița MîndrilăModerator | Project Manager @ Future Banking

Brought to you by:

alarm10:25 – 11:10

LIMITLESS COMPLIANCE: Why Does Compliance Still Feel Broken?

Rebecca MarinaPartener @ Filip & Company

Ancuța HerineanVP of European Operations @ SightSpan

Vali MureșanCustomer Strategy Manager @ Qoobiss

Luminița MîndrilăModerator | Project Manager @ Future Banking

Daniel Marius StaicuDirector AML/CFT @ CEC Bank

Accomplished leader in Anti-Money Laundering (AML), Counter-Financing of Terrorism (CFT), and financial crime prevention with extensive experience directing financial intelligence units, regulatory compliance departments, and law enforcement divisions. Adept at designing and implementing AML/CFT frameworks, overseeing compliance programs, leading international cooperation efforts, and strengthening institutional resilience against illicit financial flows. Recognized expert in strategic intelligence, risk assessment, financial investigations, and regulatory enforcement.

Mihaela ZamfiratuExpert, payments oversight department @ National Bank of Romania

Cu o experiență de peste 20 de ani în banking, din care 8 ani în cadrul băncii centrale, în zona de monitorizare a instrumentelor de plată și a plăților, cu focus pe monitorizarea măsurilor de securitate implementate la nivelul prestatorilor de servicii de plată în vederea diminuării riscului de fraudă

alarm11:10 – 11:25

KYC 2026 and Beyond: How Digital Compliance Is Evolving

Valentina DragomirCountry Manager @ Evrotrust

Brought to you by:

alarm11:25 – 11:40

LIMITLESS AMBITION - What Does Revolut Want to Become? (Online)

Kuba FastCEO @ Revolut

alarm11:40 – 12:20

LIMITLESS BUSINESS: Who Powers Romania's Companies?

Rebecca MarinaPartener @ Filip & Company

Ionuț StanTribe Lead Daily Business Banking @ ING Bank Romania

Cosmin MoldoveanuChief Technology Officer @ Data Core Systems

Cosmin brings deep expertise in financial-sector IT governance and IT risk, with a strong focus on cybersecurity and extensive hands-on experience implementing defense-in-depth solutions and processes. Over a career spanning more than 24 years, with 19 years spent in Banking, including a long tenure leading a bank's IT organization, he developed a clear view of how design decisions shape infrastructure, operations, and the application lifecycle.

Luminița MîndrilăModerator | Project Manager @ Future Banking

Maricela LitcanuGlobal Transaction Banking Executive Director, Corporate Division @ BRD - Groupe Societe Generale

alarm12:20 – 12:35

Business Banking and Lending 2030 - From Transaction Portals to Agentic Operating Systems

Currently, bank clients face the challenge of information overload. Use of AI can help to eliminate this information noise and help clients to prevent risks proactively and spot new business opportunities.

Consequently, the role of the bank and the way it operates must undergo a fundamental shift - from a Transaction Portal to an Intelligent Agentic Operating System with Conversational, Generative and Intent-based user interface and Agentic services behind it, that will lead clients directly from the intent to the ready-made solution.

Michał AntoniakBusiness Banking Consulting Expert @ Comarch

Graduate of Warsaw Technical University and the University of Kent at Canterbury, with a Master of Science in Microelectronics, he as well holds an MBA diploma in management from the Warsaw Technical University School of Business. An expert with over two decades of experience in digital banking, payments, and cybersecurity. He possesses extensive expertise in B2B business development, sales, and channel management. He gained his professional experience in the telecommunications sector (Nokia) and subsequently led regional sales for cybersecurity leaders such as Check Point, Fortinet, Trend Micro, and Radware. At Gemalto/Thales, he co-created and introduced PSD2-compliant security solutions to the Polish banking and fintech sectors. Since 2021, he has been responsible for business banking consulting within the Financial Services division at Comarch, supporting digital transformation and the development of modern financial services. Privately, flight instructor, holding Commercial Pilot license.

Brought to you by:

alarm12:35 – 12:50

certSIGN Presentation

Aurel MeiroșuBusiness Development Manager Electronic Signature @ certSIGN

Business development Manager with over 15 years' experience in trust services market and promoter of digital transformation concepts and projects using electronic signature and electronic identification. Along with his BD team has implemented e-Citizen projects within the Public Sector for citizen electronic interaction with public administration. On Private sectors constantly contributes to increase the trust services adoption rate within the Romanian market either by being invited as speaker in order to share expertise and best practices or directly involved in projects subject to onboarding and lending processes in the financial sector or HR, supply chain, clients and contractor`s digitalization processes.

Brought to you by:

alarm12:50 – 13:50

Networking lunch in the hotel restaurant

alarm13:50 – 14:05

LIMITLESS IDENTITY: The State Knows Who You Are. Does Your Bank?

Cătălin GiulescuPreședinte @ ADR

Luminița MîndrilăModerator | Project Manager @ Future Banking

alarm14:05 – 14:20

Modernizing Banking Platforms Without Disruption

Ioan NegreaManaging Director @ fme Romania

Ioan Negrea is the Managing Director of fme Romania, a technology company from Cluj-Napoca, which he helped establish in 2005 and has led ever since. With over 20 years of experience in enterprise IT across Romania and Germany, his background spans software development, project management, and executive leadership. As part of the global fme Group, fme Romania specializes in content management and data migration solutions for financial institutions, helping banks move critical data safely and with minimal disruption. This includes high-stakes scenarios such as mergers and acquisitions, legacy modernization, and platform consolidation, where data integrity is non-negotiable

Brought to you by:

alarm14:20 – 14:35

LIMITLESS BANKING: From Bank Account to Financial Super-App

Luminița MîndrilăModerator | Project Manager @ Future Banking

Robert AnghelChief Executive Officer @ Salt Bank

alarm14:35 – 14:50

Compliance: The Missing Link. What happens after the alert has already been generated?

Who takes over the alert? · Where do they get their context from? · What remains after the decision?

Adrian-Marius SălăgeanStrategic Partnerships Alliances Manager @ Qoobiss

With over a decade of experience in forging high-impact partnerships, Adrian serves as Director of Strategic Partnerships & Alliances at Qoobiss. He leads the company’s EMEA partnership strategy, building and managing alliances that accelerate market expansion and technology adoption. Known for his ability to identify strategic growth opportunities and cultivate long-term collaborations, he plays a key role in strengthening Qoobiss’ ecosystem across the region. His expertise spans partner acquisition, strategic negotiations, and ecosystem development, contributing directly to Qoobiss’ international success. Qoobiss is a Bucharest-based software development company operating under Credimatic Network SRL, specialized in advanced digital identity and compliance solutions. The company provides a robust platform covering the full digital trust lifecycle: identity verification (IDV, including remote video identification), screening (watchlists and PEPs), continuous monitoring, and risk assessment. Through its portfolio, Qoobiss enables organizations to streamline KYC and AML/CFT processes, ensuring fast and secure customer onboarding, reduced operational risk, and full regulatory compliance. Its solutions are modular by design and easily integrated into existing ecosystems, offering flexibility and scalability across industries such as financial services, fintech, telecommunications, and e-commerce. Beyond off-the-shelf products, Qoobiss delivers tailored software solutions adapted to each client’s specific workflows and integration needs, helping optimize operations and accelerate digital transformation. The company stands out for its ability to provide both standalone components and a complete compliance and risk intelligence ecosystem. Qoobiss was among the first ADR-accredited providers in Romania for remote video identification and continues to innovate in process automation and service digitalization. With a forward-looking vision, the company is building a comprehensive digital platform aimed at redefining compliance and security standards in the global digital landscape.

Brought to you by:

alarm14:50 – 15:30

LIMITLESS TRUST: Can We Still Trust the Digital Economy?

Michal PráznýVice President, Business Development Eastern Europe @ Total Issuing Solutions, FIS

Amit ShastriGlobal Head of Expansion @ Entrust

Amit is a driven product executive with deep expertise across payments, identity, and regulatory technology—building products that drive revenue, protect businesses from risk, and scale globally. He specializes in translating complex regulatory and financial landscapes into high‑performing product portfolios that serve enterprises, global platforms, and high‑growth digital businesses alike.

Mihai RotariuCommunications, Media & Marketing Manager @ Romanian National Cyber Security Directorate (DNSC)

Mihai Rotariu is Communications, Media & Marketing Manager at the Romanian National Cyber Security Directorate (DNSC), where he is active in cybersecurity communication since 2012. Mihai is one of the co‑initiators of the national digital awareness project „Siguranța Online” and a regular expert voice on cybercrime and digital education for citizens, SMEs and public institutions in Romania. After studying comparative politics, diplomacy and national security, he ultimately dedicated his career to making the digital space safer through strategic communication and public education. Now he is a certified EU CyberNet and TAIEX expert, as well as is a constant voice for digital education in Romania.

Petruț LixandruDeputy Executive Director – Digital Banking & AI | Retail Products and Customers @ BCR

Armand IliescuEditor-in-Chief @ Wall-Street.ro

alarm15:30 – 15:45

LIMITLESS PAYMENTS: Who Will Own the Future of Money?

Ștefan ToderițăHead of Sales @ Mastercard Romania

Ștefan Toderiță este Head of Sales în cadrul Mastercard România, fiind responsabil de dezvoltarea și consolidarea relațiilor cu partenerii companiei din sectorul financiar-bancar, retail și sectorul public. În acest rol, Ștefan contribuie la atingerea obiectivelor strategice ale Mastercard, prin promovarea plăților electronice, sprijinirea incluziunii financiare și îmbunătățirea experienței de plată, prin soluții inovatoare care oferă siguranță, confort și eficiență consumatorilor.

Luminița MîndrilăModerator | Project Manager @ Future Banking

Brought to you by:

alarm15:45 – 16:25

LIMITLESS AI: Will AI Change Banking or the People Inside It?

Liliana AvramHuman Resources Director, Romania and Bulgaria @ Citi

Liliana Avram este Director de Resurse Umane pentru România și Bulgaria în cadrul Citi, una dintre principalele bănci globale și un partener de încredere pentru companiile cu activități internaționale. Liliana este responsabilă de alinierea strategiei de capital uman la obiectivele de business, de managementul talentelor și de promovarea unei culturi organizaționale care susține misiunea și valorile Citi. Este implicată activ în programele de incluziune și din 2013 face parte din comitetul Citi Women Network, o rețea internă dedicată susținerii leadershipului feminin. De-a lungul carierei sale la Citi, Liliana a fost implicată în inițiative majore de fuziuni și achiziții (M&A) și de transformare organizațională, urmărind constant cele mai bune rezultate pentru echipele implicate. Înainte de a se alătura echipei Citi, în anul 2007, Liliana Avram a ocupat roluri de consultanță în resurse umane la OTP Bank și Lugera & Makler. Este licențiată în Psihologie și a urmat un program de master în Psihologie Organizațională. De asemenea, este certificată Hogan Assessment și absolventă a programului CIPD Advanced Diploma in Strategic People Management. Liliana este pasionată de învățarea continuă și de susținerea dezvoltării profesionale a celor din jur.

Andrei NegulescuStrategy Director @ Matricia Solutions

Îmbinând filosofia, psihologia și tehnologia, Andrei explorează interacțiunea dintre oameni și software în cadrul organizațiilor, în special în zona de AI, in special Gen Zs. Face parte din echipa Matricia Solutions de peste opt ani, lucrând în domeniul digitalizării Enterprise și observând realitățile transformării oamenilor și sistemelor. Matricia are in portofoliu sapte banci mari din Romania, digitalizand procese de la popriri la gestiunea evaluatorilor. Andrei va vorbi despre tehnologie ca pretext pentru schimbarea Business-ului si adaptarea lui la cerintele pietei moderne (de clienti, si de angajati).

Yannis Jacob-DraghiciGeneral Manager Romania @ Wonderful

Yannis Jacob-Draghici is General Manager Romania at Wonderful, an AI agent company that deploys production-grade AI solutions for enterprise clients across banking, insurance, telecom, utilities, retail, and beyond. His focus is the gap between what AI can do and the value enterprises actually get from it. Most organisations have seen the demos; far fewer have AI running inside their core processes, measured on outcomes that matter to the business. Closing that gap, from the first use case to production at scale, is what he does. He leads Wonderful in Romania and Moldova, working with clients on strategy, use-case selection, and product co-design. Before Wonderful, Yannis spent years advising large companies on their transformation. He is convinced that AI is Romania's biggest opportunity in a generation. A French citizen based in Bucharest, he works in English, Romanian, and French.

Luminița MîndrilăModerator | Project Manager @ Future Banking

Dan CristeaLead AI Innovation @ BCR

Dan Cristea is Lead AI Innovation at BCR, where he is responsible for shaping and scaling the bank’s enterprise AI and GenAI capabilities, including production-ready AI agents in a highly regulated environment. He brings more than 20 years of experience in banking technology and over a decade in senior leadership roles at BCR and other banks. Throughout his career, Dan has led complex initiatives across software engineering, digital transformation, cloud adoption, enterprise automation and technology modernization. His expertise combines strong technical depth with business acumen, organizational transformation and executive stakeholder management. He has a proven track record of taking technology capabilities from strategy and architecture through delivery, governance and large-scale production adoption.

alarm16:25 – 16:40

5 months to build, 15 minutes to tell. How a bank scaled AI Agents under control

Cosmin TudorCountry Lead @ Adastra

Cosmin Tudor is Country GTM Lead for Romania at Adastra, a global data, cloud, and AI consultancy with a deep track record in financial services. He brings more than 25 years in IT and digital transformation, including 15 years at Star Storage and 5 at R Systems Europe, where he led AI, data analytics, and cloud initiatives for enterprise clients across Romania and Europe. His work spans highly regulated, data-intensive environments, from financial services to the public sector, including M-Cloud, one of Eastern Europe's largest government cloud programmes. At Adastra he leads growth in Romania, building on the firm's banking heritage, and pairing platforms like AWS, Microsoft, Google, and Databricks with local delivery for banks navigating AI and data modernisation.

Brought to you by:

alarm16:40 – 17:00

LIMITLESS MINDSET: How Far Can You Go When You Refuse to Stop? - Tibi Ușeriu SPECIAL MOMENT

Tibi UșeriuUltramaratonist @ Via Transilvanica

alarm20:00 – 00:00

🍸Future Banking Summit Cocktail

On Thursday, October 8th, at 20:00, all summit participants are invited to an exclusive networking evening at Kasho Mosaico Urbano, a premium venue located in the heart of Brașov. Unwind after the conference days with a delicious dinner, a full Open Bar, and high-level networking in a sophisticated, vibrant atmosphere. Kasho - Șirul Livezii 1.

Brought to you by:

alarm09:30 – 10:00

Registration & coffee

alarm10:00 – 10:20

LIMITLESS ECONOMY/ Romania's Next Decade

Oana GheorghiuInterim Deputy Prime Minister of Romania @

Luminița MîndrilăModerator | Project Manager @ Future Banking

alarm10:20 – 10:55

LIMITLESS LOYALTY The Future of Customer Engagement: Why Customers Stay – And Why They Leave

Vlad HuțuleacHead of Customer Value Management @ ING Bank Romania

Bohumil FarskyCountry Manager / Regional EE Sales Manager @ Quadient

Bohumil brings over 20 years of experience delivering Customer Communications Management (CCM) and Customer Experience Management (CXM) solutions across Eastern Europe. Throughout his career, he has helped organizations drive digital transformation, business growth, and customer engagement by partnering with industry leaders and leveraging the capabilities of Quadient's technology portfolio. His focus is on building long-term customer relationships, ensuring exceptional customer satisfaction, and accelerating the adoption of innovative digital communication solutions across the region.

Artis GromulsCo-Founder @ DoAff

Raluca MicuCEO @ NETOPIA Payments

Raluca Micu este CEO al NETOPIA Payments din mai 2026, aducând peste 20 de ani de experiență în plăți și fintech, la intersecția dintre mediul privat, banca centrală și reglementarea europeană. Anterior, timp de peste 15 ani, a coordonat activitatea de supraveghere a plăților la Banca Națională a României, reprezentând România în grupuri de lucru europene pe teme precum PSD2/PSD3, SEPA, plăți instant și euro digital.

Luminița MîndrilăModerator | Project Manager @ Future Banking

alarm10:55 – 11:10

Building Trust in the Age of AI: Meeting DORA and NIS2 Requirements with a Data-Driven Strategy

As financial institutions accelerate AI adoption, they must also strengthen cyber resilience and meet evolving regulatory requirements such as DORA and NIS2. This session explores how a data-driven strategy, built on intelligent data infrastructure, enables organizations to protect critical assets, ensure compliance, and recover rapidly from cyber threats. Discover how NetApp helps financial services organizations create a trusted foundation for AI innovation while reducing risk and enhancing operational resilience.

Rahul SharmaField CTO @ NetApp

Rahul Sharma is a Field CTO at NetApp specializing in Data, AI, and Cyber Resiliency. He helps organizations modernize their data platforms, accelerate AI adoption, and strengthen cyber resilience across hybrid and multi-cloud environments. A trusted advisor and industry speaker, Rahul is passionate about enabling businesses to unlock the full value of their data while remaining secure and resilient.

Brought to you by:

alarm11:10 – 11:50

LIMITLESS DREAMS/ Who Will Finance the Romanian Dream?

Gabriel PraleaSales and Distribution Director & Transformation Program Business Director @ CEC Bank

Marius OlteanuChief Marketing Officer @ Dendrio

Marius Olteanu is Chief Marketing Officer at Dendrio, with over a decade of experience in marketing, communications, brand development and strategic positioning. Throughout his career, he has worked across multiple areas of marketing, including digital strategy, PR, media campaigns, client engagement, partner marketing and team leadership.He is recognized for his ability to build strong partnerships, optimize budgets and resources, and turn complex technology topics into business-relevant narratives. With a practical understanding of the B2B technology landscape, Marius brings a marketing perspective shaped by collaboration with global technology vendors, enterprise clients and cross-functional teams.

Dan NiculaeCEO @ Imobiliare.ro Finance

Dan Niculae este CEO al Imobiliare.ro Finance , liderul pieței de brokeraj de credite din România. Este o voce activă pe piața imobiliară din România, oferind frecvent perspective asupra tendințelor și factorilor macroeconomici care influențează sectorul imobiliar și de creditare.

Luminița MîndrilăModerator | Project Manager @ Future Banking

Simion TihonDirector Investitii & Bancassurance @ Salt Bank

alarm11:50 – 12:10

LIMITLESS LENDING: What Happens Behind an Instant Loan?

Lucian DaiaCTO @ Zitec

Antar TurgayRetail Banking Director @ Nexent Bank

Armand IliescuEditor-in-Chief @ Wall-Street.ro

Brought to you by:

alarm12:10 – 12:50

LIMITLESS FINTECH/ How the Baltics Became a Fintech Success Story

Janis PranevicsHead of Sales @ Chaseit

Janis is a senior fintech and sales executive with 20 years of experience, spanning asset management, VC, fintech and AI. Janis was the first commercial hire at the leading European investment platform Mintos and built its partnerships motion from the ground up, scaling it to 60 lending companies from all around the world. He led the sales team at the Latvian e-commerce unicorn Printful (now FYUL) and added tens of millions in revenue. He now leads sales at Chaseit and helps lending companies and banks supercharge their collections & sales with voice AI agents.

Eglė Krolytė-PlentienėHead of Sales & Business Development @ CreditOnline

Eglė Krolytė-Plentienė is Head of Sales & Business Development at CreditOnline, a Lithuanian lending technology company with around 250 employees across Lithuania, Spain and Mexico. CreditOnline provides an end-to-end loan management platform used by credit unions, alternative and specialty lenders, and P2P and crowdfunding platforms. Eglė leads the company's international commercial expansion, working with lenders across Europe, Latin America and North America on market entry, partnerships and go-to-market strategy. She focuses on how fintech companies turn a strong domestic ecosystem into cross-border growth, and on the commercial realities of scaling lending businesses into new regulatory environments.

Erika PiirmetsDigital Transformation Adviser @ e-Estonia

Erika Piirmets is an experienced digital transformation expert focusing heavily on government digitalisation, user-centric services and strategic digital leadership. Drawing on her extensive experience as an Adviser at e-Estonia and in expert consulting for many governments globally, she is well positioned to contribute perspectives and practical lessons to this panel in regards of ecosystem creation and strategic leadership.

Audrius GriškevičiusCo-founder and CEO @ Softloans

Audrius Griškevičius is Co-founder and CEO of Softloans, a Baltic fintech focused on making business financing more accessible through technology and data. Since co-founding the company, he has led its growth across the Baltics and is now taking Softloans into new markets, including Romania. His work sits at the intersection of fintech, business financing and technology-driven financial services.

Luminița MîndrilăModerator | Project Manager @ Future Banking

alarm12:50 – 13:30

LIMITLESS DIGITAL: Is Romania Ready for AI Banking – and to Leave Cash Behind?

Adrian DinculescuManaging Director @ Namirial

Bogdan IlincaProduct & Innovation Lead @ Mediatel Data

Bogdan Ilinca este specialist în Customer Experience și arhitect de soluții AI în cadrul Mediatel Data, cu experiență în banking și în operațiunile de contact center. Lucrează la intersecția dintre tehnologie, automatizare și experiența clientului, dezvoltând soluții de Conversational AI, Agent Assist și Interaction Analytics. Mai multe despre perspectiva și proiectele sale în zona Customer Experience & AI: www.bogdanilinca.com

Dimana VlaevaDirector Payment Solutions @ SelfPay

Dimana Vlaeva este Director Payment Solutions la SelfPay , poziție din care coordonează strategii inovatoare de plată adaptate comportamentului divers al consumatorilor. Cu o expertiză extinsă în management și servicii financiare, parcursul său profesional include roluri cheie de leadership atât în România , cât și în Bulgaria , contribuind activ la transformarea industriei de fintech.

Luminița MîndrilăModerator | Project Manager @ Future Banking

Ana-Maria PaciogaChief Digital Officer @ BRD-Groupe Societe Generale

Ana-Maria Pacioga este Chief Digital Officer la BRD-Groupe Societe Generale, cu 20 de ani de experienta in banking, la intersectia dintre business, tehnologie si transformare. A coordonat triburile de plati si carduri, dezvoltand o perspectiva solida asupra evolutiei serviciilor financiare, a comportamentului clientilor si a modului in care tehnologia le poate simplifica si imbunatati experienta. In ultimii ani a condus transformarea Agile@scale in cadrul bancii, contribuind la dezvoltarea unui mod de lucru orientat catre client si rezultate, precum si la accelerarea livrarii. In rolul actual continua transformarea digitala, cu accent pe dezvoltarea canalelor si serviciilor digitale, automatizare si valorificarea noilor tehnologii, inclusiv AI.

alarm13:30 – 13:50

How financial innovation can transform an industry? An Agricover & Visa premiere

Andrei VasileCEO @ Agricover Payments

Andrei Vasile este executiv și antreprenor cu peste 15 ani de experiență în servicii financiare, fintech, strategie și dezvoltare de business. În prezent, în calitate de CEO al Agricover Payments, coordonează dezvoltarea companiei de plăți a Grupului Agricover, de la autorizare și model operațional până la produs, tehnologie și lansarea pe piață, cu obiectivul de a construi servicii financiare digitale adaptate agriculturii. Anterior, a ocupat roluri în cadrul Citi, UniCredit și Edenred și a dezvoltat mai multe proiecte antreprenoriale. Este co-fondator al SanoPass, companie dezvoltată până la exitul către MedLife, și al Salarium, una dintre primele platforme de earned wage access din România. Experiența sa combină banking-ul și payments cu perspectiva antreprenorială asupra tehnologiei și construirii de produse pornind de la nevoi reale ale clienților.

Ionuț EncescuDirector Business Development @ Visa

Ionuț Encescu is Business Development Director at Visa, leading initiatives across Romania, Bulgaria, Croatia and Slovenia. He has more than 20 years of experience in banking, payments, product development and digital transformation. Throughout his career, he has built and grown businesses, teams and digital solutions for both companies and consumers. In his current role, he works closely with banks, fintechs and companies across emerging verticals to develop innovative payment models and partnerships. He is passionate about how technology, open ecosystems and new business models can push beyond the traditional boundaries of financial services.

Armand IliescuEditor-in-Chief @ Wall-Street.ro

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alarm13:50 – 14:00

Closing remarks and event raffle

🎁 Future Banking Summit Exclusive Raffle

Stay in the main room for our special prize draw! You could win an exclusive luxury getaway:

🏆 Grand Prize: A 2-night luxury stay in the Signature Junior Suite (9th Floor) at Qosmo Hotel, high above Brașov. One trip is offered as a prize for one lucky winner.
🥈 2nd Prize: A 5-star 2-night retreat for 2 adults at Swissôtel Poiana Brașov, including breakfast and full access to Pürovel Boutique Spa (sauna, indoor/outdoor Jacuzzi, fitness center). Two trips are offered as a prize for 2 lucky winners. Both vouchers are valid until November 15, 2026.

⚠️ Live drawing in the main hall. Mandatory rule: You must be present in the room during the draw to claim your prize!

alarm14:00 – 15:00

Networking Lunch

Speakers

Oana Gheorghiu

Interim Deputy Prime Minister of Romania

Alexandru Mihalache

GTM Products Director, Romania, Croatia, Slovenia and Bulgaria @ Visa

Robert Anghel

Chief Executive Officer @ Salt Bank

Mihaela Zamfiratu

Expert, payments oversight department @ National Bank of Romania

Ionuț Encescu

Director Business Development @ Visa

Janis Pranevics

Head of Sales @ Chaseit

Eglė Krolytė-Plentienė

Head of Sales & Business Development @ CreditOnline

Erika Piirmets

Digital Transformation Adviser @ e-Estonia

Ionuț Stan

Tribe Lead Daily Business Banking @ ING Bank Romania

See all speakers

Partners

MAIN PARTNER

Gold Partners

Silver Partners

Future Banking Summit 2025 Interviews

🔹 See more on our Youtube channel 🔹

Frequently Asked Questions – Future Banking Summit 2026

Where and when will Future Banking Summit 2026 take place?

The event will be held in Brașov, Romania, at QOSMO Hotel, 7th, 8th and 9th of October, 2026.

When will the Future Banking Networking Cocktail take place?

We’ll be having fun at the Future Banking Networking Cocktail on Thursday night, 8th of October. Location will be announced soon.

How can I buy a ticket for Future Banking Summit 2026?

Tickets can be purchased directly through the event website by accessing the Register now section. Seats and accommodation are limited.

Who can attend Future Banking Summit 2026?

The event is open to Banks, Fintechs, and anyone interested in economy, AI, banking, technology, payments and security.

Why attend as a Banking Professional?

Future Banking Summit 2026 is designed for banking leaders and professionals navigating digital transformation and increasing competition from fintechs. From digital banking strategies and regulatory challenges to innovation, customer experience, and operational efficiency, you’ll gain practical insights, real-world case studies, and perspectives from industry leaders to help future-proof your institution.

Why attend as a Fintech?

Future Banking Summit 2026 brings fintech founders and teams together with key decision-makers from the banking ecosystem. From partnerships with banks and scaling strategies to regulation, product innovation, and go-to-market insights, you’ll gain valuable exposure, practical knowledge, and connections that can accelerate growth and unlock new opportunities.

Why attend if you’re passionate about Banking, Economy & Fintech?

Future Banking Summit 2026 is the place to explore how money, technology, and economic trends are reshaping the financial world. You’ll gain a clearer understanding of banking innovation, fintech disruption, and the forces influencing the global and local economy, through insightful talks, real-world examples, and discussions with industry experts shaping the future of finance.

What types of tickets are available?

We offer individual tickets, two-person tickets, and special 1 or 2-night bundles. Check the Tickets section for current offers and availability.

Will the presentations or recordings be available after the event?

Yes, participants have access to post-event session recordings and downloadable resources from our partners.

Can I get an invoice for my ticket purchase?

Yes, once your purchase is completed, you will receive a fiscal invoice by email based on the billing information provided at checkout.

What is the refund policy for tickets?

Refunds are available based on our return policy. Please check the Terms & Conditions section on the website for more details.

Who are the speakers at Future Banking Summit 2026?

The speaker lineup is continuously updated on our website. Expect to meet international & national industry leaders in banking & fintech.

How can I become a partner or sponsor of Future Banking Summit 2026?

If you’re interested in becoming a partner or sponsor, please reach out via the contact form available in the Become a Partner section.

How can we help you regarding accommodation?

Please contact us at [email protected] for accommodation changes, upgrading from single to double room, adding more accommodation nights, or any other inquiries and we’ll kindly help you.

Location Details

directions Open location in Maps

Qosmo Hotel Brașov

Str. Zaharia Stancu 4, Brașov 507190

Become a Partner

Ana Maria Nedelcu

Events Sales Director

[email protected] 0728 999 819

Dalilla Bobeică

Events Sales Manager

[email protected] 0765 547 276

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For more information you can contact us at: [email protected]