Ionuț Encescu

Director Business Development Visa

Ionuț Encescu is Business Development Director at Visa, leading initiatives across Romania, Bulgaria, Croatia and Slovenia. He has more than 20 years of experience in banking, payments, product development and digital transformation. Throughout his career, he has built and grown businesses, teams and digital solutions for both companies and consumers. In his current role, he works closely with banks, fintechs and companies across emerging verticals to develop innovative payment models and partnerships. He is passionate about how technology, open ecosystems and new business models can push beyond the traditional boundaries of financial services.