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07
October
12:00 - 17:00

Welcome to Future Banking Summit!

We welcome Event Partners and Expo Partners at Qosmo Hotel Brasov. Setup event hall.

19:00 - 23:00

Wine tasting  fme Romania VIP Networking & Wine Tasting (by invitation only)

An invitation-only C-Level experience set in a fine-dining restaurant in the heart of Brașov. Hosted by fme Romania, the evening combines executive networking with a guided tasting of 6 premium wines, a select gourmet menu and delicious cocktails. If you are a participant representing a bank please request your exclusive invitation at [email protected].

Brought to you by:
20:00 - 00:00

Networking  Meet & Greet @ Qosmo Hotel

This welcome session is the ideal setting to mingle with all the attendees already in Brașov ahead of the conference days. To make the evening even more special, DoAff is bringing a taste of Latvia to Brașov—you’ll have the chance to try Valmiermuiža, Latvia’s celebrated craft beer known for its unhurried brewing heritage and rich, authentic flavor.

Brought to you by:
21:30 - 22:00

Networking  Trivia Night

We’re wrapping up Day 0 at Qosmo Hotel with an evening of fun and friendly competition! Team up with fellow attendees to test your knowledge in an interactive quiz hosted by the Future Banking team. Expect great prizes, plenty of laughs, and the perfect chance to build lasting connections in a relaxed setting!

Brought to you by:
08
October
09:00 - 10:00

Networking  Registration at Qosmo Hotel

Welcome coffee and expo area visits.

10:00 - 10:05

Opening Remarks

10:05 - 10:25

Panel  VISA FIRESIDE CHAT - The First AI Payment on a Romanian Banking Stage

Brought to you by:
10:25 - 11:10

Panel  LIMITLESS COMPLIANCE: Why Does Compliance Still Feel Broken?

11:10 - 11:25

Presentation  KYC 2026 and Beyond: How Digital Compliance Is Evolving

Brought to you by:
11:25 - 11:40

LIMITLESS AMBITION - What Does Revolut Want to Become? (Online)


11:40 - 12:20

LIMITLESS BUSINESS: Who Powers Romania's Companies?

12:20 - 12:35

Presentation  Business Banking and Lending 2030 - From Transaction Portals to Agentic Operating Systems

Currently, bank clients face the challenge of information overload. Use of AI can help to eliminate this information noise and help clients to prevent risks proactively and spot new business opportunities.

Consequently, the role of the bank and the way it operates must undergo a fundamental shift - from a Transaction Portal to an Intelligent Agentic Operating System with Conversational, Generative and Intent-based user interface and Agentic services behind it, that will lead clients directly from the intent to the ready-made solution.

Brought to you by:
12:35 - 12:50

Presentation  EUDI wallet for onboarding and contract signing - live demo

Brought to you by:
12:50 - 13:50

Networking  Networking lunch in the hotel restaurant

13:50 - 14:05

LIMITLESS IDENTITY: The State Knows Who You Are. Does Your Bank?

14:05 - 14:20

Presentation  Modernizing Banking Platforms Without Disruption

Brought to you by:
14:20 - 14:35

LIMITLESS BANKING: From Bank Account to Financial Super-App

14:35 - 14:50

Presentation  Compliance: The Missing Link. What happens after the alert has already been generated?

Who takes over the alert? · Where do they get their context from? · What remains after the decision?

Brought to you by:
14:50 - 15:30

Panel  LIMITLESS TRUST: Can We Still Trust the Digital Economy?

15:30 - 15:45

LIMITLESS PAYMENTS: Who Will Own the Future of Money?

Brought to you by:
15:45 - 16:25

Panel  LIMITLESS AI: Will AI Change Banking or the People Inside It?

16:25 - 16:40

Presentation  5 months to build, 15 minutes to tell. How a bank scaled AI Agents under control

Brought to you by:
16:40 - 17:00

Speech  LIMITLESS MINDSET: How Far Can You Go When You Refuse to Stop? - Tibi Ușeriu SPECIAL MOMENT

20:00 - 00:00

Cocktail  🍸Future Banking Summit Cocktail

On Thursday, October 8th, at 20:00, all summit participants are invited to an exclusive networking evening at Kasho Mosaico Urbano, a premium venue located in the heart of Brașov. Unwind after the conference days with a delicious dinner, a full Open Bar, and high-level networking in a sophisticated, vibrant atmosphere. Kasho - Șirul Livezii 1.

Brought to you by:
09
October
09:30 - 10:00

Networking  Registration & coffee

10:00 - 10:20

LIMITLESS ECONOMY/ Romania's Next Decade

10:20 - 10:55

Panel  LIMITLESS LOYALTY The Future of Customer Engagement: Why Customers Stay – And Why They Leave

10:55 - 11:10

Presentation  Building Trust in the Age of AI: Meeting DORA and NIS2 Requirements with a Data-Driven Strategy

As financial institutions accelerate AI adoption, they must also strengthen cyber resilience and meet evolving regulatory requirements such as DORA and NIS2. This session explores how a data-driven strategy, built on intelligent data infrastructure, enables organizations to protect critical assets, ensure compliance, and recover rapidly from cyber threats. Discover how NetApp helps financial services organizations create a trusted foundation for AI innovation while reducing risk and enhancing operational resilience.

Brought to you by:
11:10 - 11:50

LIMITLESS DREAMS/ Who Will Finance the Romanian Dream?

11:50 - 12:10

Panel  LIMITLESS LENDING: What Happens Behind an Instant Loan?

Brought to you by:
12:10 - 12:50

Panel  LIMITLESS FINTECH/ How the Baltics Became a Fintech Success Story

12:50 - 13:30

Panel  LIMITLESS DIGITAL: Is Romania Ready for AI Banking – and to Leave Cash Behind?

13:30 - 13:50

Panel  How financial innovation can transform an industry? An Agricover & Visa premiere

Brought to you by:
13:50 - 14:00

Closing remarks and event raffle

🎁 Future Banking Summit Exclusive Raffle

Stay in the main room for our special prize draw! You could win an exclusive luxury getaway:

  • 🏆 Grand Prize: A 2-night luxury stay in the Signature Junior Suite (9th Floor) at Qosmo Hotel, high above Brașov. One trip is offered as a prize for one lucky winner.
  • 🥈 2nd Prize: A 5-star 2-night retreat for 2 adults at Swissôtel Poiana Brașov, including breakfast and full access to Pürovel Boutique Spa (sauna, indoor/outdoor Jacuzzi, fitness center). Two trips are offered as a prize for 2 lucky winners. Both vouchers are valid until November 15, 2026.

⚠️ Live drawing in the main hall. Mandatory rule: You must be present in the room during the draw to claim your prize!

14:00 - 15:00

Networking  Networking Lunch

Future Banking Summit has become the largest event dedicated to financial technology in Romania, with the 2025 edition bringing together over 500 participants and more than 50 speakers from both Romania and other European markets.

In 2026, we move forward with a theme that speaks directly to the reality of every player in the industry: limits. Not the limits that block us, but those that force us to innovate, rethink processes, and turn challenges into real opportunities, while still complying with the regulations governing the industry.

At a time when regulations are tightening, technology is advancing faster than it can be adopted, and economic and geopolitical volatility is testing the resilience of the financial system, banking is becoming a continuous exercise in pushing beyond limits.

Themes of Future Banking Summit 2026:

Which limits in banking can be surpassed, and which are definitively imposed by regulation? Perspectives from authorities, lawyers, banks, and fintechs.
How extensively can AI agents be used in banks, and where does automation stop?
The position of fintechs in 2026: collaborators, competitors, or technology integrators? How open is the industry to new technologies, and what do banks expect from partnerships?
What do payments look like in 2026? Trends in instant payments, A2A, embedded finance, and digital identity.
How does the geopolitical context influence the European banking system. Investments in security and defense.
What limits do SMEs encounter when accessing financing, and how can technology and new risk models remove them?
Neobank vs. Banks: who is pushing the limits, and where?
SMEs and access to financing: constraints vs. solutions
Payment trends: instant, cross-border, open finance
Geopolitics and banking: resilience and security


Future Banking Summit is where industry leaders don’t come to confirm what they already know, but to challenge what they believe. LIMITLESS BANKING is about courage in an industry built on rules.
 

3 reasons to attend Future Banking Summit 2026:

1
We will talk about what truly matters in banking in 2026
Regulation, AI, payments, security, and access to finance, no hype, just relevance.
2
We will talk about the future, pragmatically
LIMITLESS BANKING means ideas you can actually apply.
3
Networking that matters
The right people, meaningful conversations, and real partnerships.

Future Banking Summit 2025 ❤

Shape What’s Next: Your Future Banking Summit 2026 Experience
Get ready for three days filled with powerful insights and bold conversations. Explore the agenda to see what’s coming up and plan your time to make the most of learning opportunities, networking, and hands-on engagement with industry experts. More info TBA.

 

📢 Announce your presence: “Meet me at Future Banking Summit 2026”

Don't forget to show your partners that you will be at the Summit! Generate your personalized badge for social media and use the hashtag #FutureBankingSummit.

👉 GENERATE YOUR BADGE HERE

 

Previous editions of Future Banking Summit: 2025 / 2024 / 2023 / 2022 / 2021

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This event is strictly In Person and will not be fully broadcasted online. If you want to join us, please go through the registration page and choose the ticket to the event. Thank you!