Temenos AG (SIX: TEMN) is the world leader in banking software. More than 3,000 banks worldwide, including 41 of the top 50 banks, rely on Temenos to process both daily transactions and customer interactions for more than 500 million banking customers. Temenos offers Cloud-native, Cloud-agnostic and AI-driven front office software for core banking, payments and funds administration, enabling banks to deliver seamless, omnichannel customer experiences and achieve operational excellence.
Temenos software has been shown to enable best-performing customers to achieve a cost-to-revenue ratio of 26.8%, corresponding to half the industry average, with a return on capital of 29%, which is three times the industry average. These customers invest 51% of their IT budget in growth and innovation over maintenance, which is twice the industry average, demonstrating that banks' IT investment adds tangible value to their business.
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Website: https://www.temenos.com/