For over 35 years, we have been innovating and developing payment solutions and financial and non-financial services to secure, streamline and facilitate the realisation of all your customers' projects. Precursor of the payment split in 3 or 4 times and leader in France, our omnichannel buy now pay later solution, the 3x 4xOney is available online as well as in store. The 3x 4x Oney can also be used in B2C and Marketplace. Our 100% digital and secure solution is already available in 7 countries: France, Spain, Italy, Portugal, Belgium, Germany and Romania.
Our buy now pay later solution is:
FLEXIBLE : Split-payment in 3 or 4 times, with or without fees, with contribution and set up the minimum/maximum thresholds.
OMNICHANNEL : Web and in-store solution
FAST : Funding of the partners under 48 hours.
EASY : Our solution is ready to be used, thanks to our API or your CSP it’s fast to integrate it.
SECURE : Oney manages unpaid invoices and fraud, we are PCI DSS compliant.
DIGITAL : No need for paper - 100% digital, you can manage everything online
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